What actually happens when you upload a W-2 to an AI tool
A generic journey: document, transit, someone else's server, opaque retention, unverifiable deletion. You should have to ask each step.
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A generic journey: document, transit, someone else's server, opaque retention, unverifiable deletion. You should have to ask each step.
A client who hands you a W-2 is not consenting to a chatbot experiment. Trust is whether your tools still match that assumption.
A vendor-neutral scorecard. If a tool fails 'does the file leave?' stop decorating the rest of the card.
Venture scale optimizes for enterprise graphs. Your book needs bilingual follow-up and files that stay put. Different gravity.
Cloud AI can answer pubs. It should not receive exhibits. Most firms use one paste box for both. That's the failure mode.
There is no IRS AI exception. Safeguarding, WISP inventory, and §7216 disclosure rules follow the data, whichever tool you pasted into.
A training pledge is not physics. CEOs, buyers, and terms change. Nobody trains on a W-2 they never received.
Make local AI physical. Documents go into a machine you can point at. They don't exit to a GPU farm you'll never visit.
Picture AI that never needs the W-2 to leave the building. That picture is what the upload-risk posts were for. 2027 design, not a fake ship date.